– by Doreen Marion Gee –
This is part of a rotating series of articles on members of Sidney Meet Up Women’s Networking Group, featuring women in business on the Saanich Peninsula.
In the new millenium, buying a house is a highly complex maze full of potential wrong turns and sink holes. Sometimes people need a personal travel guide through the home ownership jungle. Happily, a local professional helps home buyers navigate the maze to claim that prize at the end – a beautiful new home with their name on it.
Buying a house in 2014 is a stressful web of details: real estate transactions, bank loans, house insurance, building inspections – the list is formidable. Even the most intelligent consumer can make a wrong decision or not have essential information to make the right decision. Enter Fran Daviss, a Mortgage Consultant for Invis with a glowing resumé: 37 years’ experience in the financial industry; 17 years of mortgage and lending experience; and four professional designations – Certified Financial Planner, Certified Senior Adviser, Personal Financial Planner and Accredited Mortgage Professional. Fran’s expert assistance can prevent mishaps and jumpstart success in the housing market with helpful information and options. And to ice the cake, Fran’s connections to other professionals in the community give her a golden edge.
A perfect example of Fran’s access to not-so-readily-available helpful information for home buyers is when she informs new buyers about the wonderful Purchase Plus Improvement program that “can help qualified home buyers make their new home just right for them, with tailored improvements, immediately after taking possession of the purchased property. All this can be done with one manageable mortgage and with only 5% down. Most lenders will have some restrictions on the additional funds for improvement – that is, a maximum of 10% of the purchase price, up to a max of $40,000 for renovations.”
Fran discloses a situation where her keen eye caught a discrepancy in a transaction: “Most clients would not have been able to catch that error.” Fran knew exactly what to do to correct the problem – her expertise saved her client money and a lot of heartache. Having an advocate like Fran can mean a world of difference to a neophyte home buyer. With extensive knowledge, Fran helps clients choose the best options for permanent success in the market, such as proper house and mortgage insurance.
To expedite successful outcomes for her clients, Fran works closely with other professionals, such as lawyers. This is an invaluable service to her clients, because she can sometimes ensure a better deal for them with these connections. And she “can work with that lawyer if there are any questions that come up or any issues.” This builds smoother and more efficient communication between all parties and prevents many pitfalls for home buyers. Buying your own home should be an exciting and joyful journey. Fran Daviss will be your helpful travel adviser.
Contact: frandaviss@invis.ca or 778-426-0749.
